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Legal

Last updated: February 2026

Compliance

Regulatory Framework

Mercatus operates in compliance with applicable financial regulations, data protection laws, and industry standards. We work with legal counsel across multiple jurisdictions to ensure ongoing compliance.

Data Protection

We comply with GDPR (EU), CCPA (California), and other applicable data protection regulations. Users can exercise their data rights through our Account Settings or by contacting our Data Protection Officer.

KYC / AML

For transactions exceeding certain thresholds, we implement Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures in accordance with applicable regulations. This may include identity verification and source of funds documentation.

Certifications

SOC 2 Type II

Certified

GDPR

Compliant

CCPA

Compliant

PCI DSS

Level 1 (via provider)

ISO 27001

In Progress

HIPAA

Not Applicable

Contact

For compliance inquiries, contact [email protected] or reach out through our Contact page.